Usage-Based Insurance(UBI) Design

The first UBI total solution in Taiwan, and the only one with dual hardware sensors (smartphone / OBD), dual pricing model (PAYD/PHYD), and insurance rate calculation application. By integrating driving records and fuel price prediction services, we are the InsurTech pioneer in Taiwan. ◆Online insurance calculation and application Through the application, users are able to look up their insurance rate fluctuations (increase/decrease) instantly. Online insurance application is also available and simple. ◆Additional integration service a. Vehicles data and diagnosis b. Risky driving behavior alert c. Driver behavior analysis d. Driving information e. Precaution, prevention, and accident handling ◆Optimized profit-making trial mechanism a. Insurance factors threshold suggestion system b. Insurance discount trial calculation system ◆Hardware with multiple devices a. Smartphone b. OBD c. Beacon d. DVR ◆Support dual pricing mode a. Pay As You Drive(PAYD) b. Pay
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